This insurance policy is compulsory by Law as stipulated in the Legislative Decree no. 3 of 1987. It provides insurance for any amount that you as the owner of the motor vehicle may be legally liable for in respect of:

• Death of or bodily injury to any person including all passengers in the vehicles (except you, your spouse or the driver).
• Property damage (except those owned by you or the driver at the time of accident or property that has been entrusted to you or is in your custody or control).